SIP Calculator
Project systematic investment plan growth in mutual funds. Calculate SIP returns for mutual fund investments. Enter monthly amount, expected return and years to see invested value, gains and maturity value. Free SIP calculator.
About the SIP Calculator
A SIP — systematic investment plan — invests a fixed amount every month, buying more units when prices dip and fewer when they peak. This calculator projects the maturity value of a SIP at any monthly amount, expected annual return and duration, using the standard future-value-of-annuity formula. It separates what you invest from what compounding adds, and a year-by-year table shows wealth accelerating in the later years — the visual argument for starting early.
How to use the SIP Calculator
- Enter your monthly investment amount.
- Set the expected annual return rate.
- Choose the investment period in years.
- Review maturity value and the yearly table.
Key features
- Maturity value via annuity compounding
- Invested amount vs gains clearly split
- Year-by-year growth table
- Monthly, quarterly or yearly contribution modes
What return rate should I assume?
How is a SIP different from a lump-sum investment?
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