SIP Calculator

Project systematic investment plan growth in mutual funds. Calculate SIP returns for mutual fund investments. Enter monthly amount, expected return and years to see invested value, gains and maturity value. Free SIP calculator.

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À propos de SIP Calculator

A SIP — systematic investment plan — invests a fixed amount every month, buying more units when prices dip and fewer when they peak. This calculator projects the maturity value of a SIP at any monthly amount, expected annual return and duration, using the standard future-value-of-annuity formula. It separates what you invest from what compounding adds, and a year-by-year table shows wealth accelerating in the later years — the visual argument for starting early.

Comment utiliser SIP Calculator

  1. Enter your monthly investment amount.
  2. Set the expected annual return rate.
  3. Choose the investment period in years.
  4. Review maturity value and the yearly table.

Fonctionnalités clés

What return rate should I assume?
Historically, diversified equity funds have returned roughly 10–13% annually over long periods, but returns are not guaranteed. Conservative planning uses 8–10%.
How is a SIP different from a lump-sum investment?
A SIP staggers entry across market cycles (rupee-cost averaging), reducing timing risk. Lump-sum investing can beat it in rising markets but carries more timing risk.

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