Loan EMI Calculator
Monthly EMI, total interest and payment breakdown for any loan. Calculate loan EMI instantly. Enter amount, interest rate and tenure to get monthly payment, total interest and total repayment. Free EMI calculator for home and car loans.
Sobre o Loan EMI Calculator
An EMI — equated monthly instalment — splits a loan into equal monthly payments covering both principal and interest. This calculator applies the standard reducing-balance formula used by banks: enter the loan amount, annual interest rate and tenure in years or months, and it returns the exact EMI, the total interest you will pay, and the full repayment amount. It also shows what share of your money goes to interest versus principal, so you can compare offers and judge whether a shorter tenure saves enough to be worth the higher EMI.
Como usar o Loan EMI Calculator
- Enter the loan amount you plan to borrow.
- Enter the annual interest rate offered.
- Set the tenure in years or months.
- Read your EMI, total interest and repayment total.
Principais recursos
- EMI via the standard reducing-balance formula
- Total interest and total repayment shown
- Principal-vs-interest share breakdown
- Tenure in years or months
What formula does the EMI calculator use?
Why does a shorter tenure cost more per month but less overall?
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