Compound Interest Calculator

See your money grow — with optional monthly contributions. Calculate compound interest with any compounding frequency. Optional monthly deposits show how small contributions compound over years. Free growth calculator.

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Über Compound Interest Calculator

Einstein allegedly called compounding the eighth wonder of the world, and the numbers justify the story. This calculator projects growth of an initial amount at any interest rate with daily, monthly, quarterly, half-yearly or yearly compounding — and lets you add regular monthly contributions to see their dramatic long-term effect. A yearly breakdown table shows the balance, contributions and interest earned per year, so you can watch interest start earning interest.

So verwenden Sie Compound Interest Calculator

  1. Enter your starting amount.
  2. Set the annual interest rate and years.
  3. Choose the compounding frequency.
  4. Optionally add monthly contributions and review the table.

Wichtigste Funktionen

Why does compounding frequency matter?
The more often interest is calculated and added, the sooner it starts earning interest itself. Monthly beats yearly at the same nominal rate.
What is the Rule of 72?
A mental shortcut: divide 72 by your interest rate to estimate the years needed to double your money — at 8%, about 9 years.

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